2014 – The Plan

Ok, so this year there is going to be a plan.  Some proper resolutions, that last the whole year and actually have a positive and long lasting effect on our lives.  And here they are in writing, so I can keep myself accountable.  And this is likely to be a work in progress!  I feel positive about these as I’ve actually already made a start on some of them…

Family

While I’d love to aim for one proper family night a week, in reality I know how difficult that can be when I’m working shifts. So rather than make a vague ‘let’s aim for more family time’ type if resolution, and in the spirit of making SMART goals, I’m going to aim for a proper, no electron devices and no TV, type family evening a fortnight.

Mark and I could really benefit from more time to ourselves so I’d like to try and arrange for us to go out on our own once a month. As this year is the spending fast year we’ll have to be imaginative about what no-spend dates we can come up with! Childcare shouldn’t be too difficult as we have friends in similar situations that will happily trade babysitting stints.

And I need more time with my lovely girly. She’s 13 now and in the blink of an eye she’ll be all grown up and leaving home do I need to cherish our relationship now.

Also on the home front; I need to get both kids into a proper after school homework routine. Both if them would really benefit from some more input and encouragement from us. But this needs to start happening on a daily basis.

Finances

I want to pay off all of our smaller credit card balances.  I’ll work out the exact figures soon. And then we’ll just be left with our bank loan and the one credit card.  The BIG ONE.  And I’ll do whatever it takes to get these paid off…shopping cheaply, cooking frugally, living on as little as possible and getting rid of my car.

I’m working on saving an emergency fund. The ‘life or death/boiler blowing up’ type of emergency, NOT to be used just because we’re running a bit short some months.

In a bid to minimise my spending I pledge to NOT GO INTO SUPERMARKETS! If I run out if something I’d rather pop to the local corner shop and pay over the odds for something, than allow myself to be drawn into the lovely rows of clothes, books & DVDs and 500 different types of pasta to choose from. And all those BOGOF offers! I appear to have no control in these situations at all so I’m just not going to put myself in temptations way.

I plan to create my own WANTS v NEEDS list. And ensure my spending is only for items on the ‘need’ side if the page.

Home

The one word that I want to sum up my goals for our home in 2014 is….DECLUTTER!  There are too many of us living in too small a house, and we all have too much stuff.  Seeing as I can’t do anything about the size of our house (at the moment) the thing that has got to give is the amount of clutter that has invaded our space.  This is going to have to be a work in progress and I’ve no doubt that this will be a long haul.  But I’d like to get to the point that we could invite someone round on the spur of the moment, rather  than needing a fortnight’s notice to get the place vaguely civilised.  I want our home to be a haven from the outside world.  And it’s not at the moment.

Craft

I hearby promise that I WILL NOT start another project until I have finished the many WIPs that I have lying around first.  This will be a hard one to keep!

So 2014 promises to be a busy year, with lots of hard work and ongoing changes.  I’ve put a reminder in my diary every three months, to put some time aside to evaluate the progress I make, and to try and work out what else I can do to help me achieve my goals.

I’m a woman on a mission!  2014…BRING IT ON!

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